One feature our testers particularly appreciated was Mint’s free credit-score tracking and education. Mintsights are personalized for each user. And personalized Mintsights offer guidance and suggestions to tweak the habits and behaviors that Mint “sees” in your financial activities, in order to help you pay down debt and save more. Mint will even tell you if those subscriptions change price. Other powerful additions for 2021 include subscription monitoring, which helps you keep track of the subscriptions that seem to proliferate with every free trial. New in 2021, you can bulk-edit to make category adjustments. Mint makes setting up a budget a simple and straightforward process: Once you’ve set up your accounts, Mint takes a crack at categorizing your expenses for you. Life is complicated enough already, and you can start your new era of fiscal responsibility right now by saving yourself the $42 annual price tag for Quicken Deluxe. While Mint and Quicken have long been the top contenders for full-featured financial management for everyday finances, Mint wins as the best personal finance software by being both free and slightly simpler than Quicken. Many users love its simple, clean UI - the 2021 design refresh is getting raves - and at-a-glance financial dashboard, with net worth right there at the top. Mint is a web-based tool (with mobile apps, of course) that will help you track spending, design a budget, manage debt, set goals and combine all your accounts (including the weird ones like balloon mortgages) in a single place. All the apps on our list are available on both iOS and Android, so you can enjoy no matter which smartphone giant you're partial to.If you’re looking for a one-stop shop in your personal finance software and want a full-featured tool that still keeps things simple, Mint is the choice for you. The best personal finance apps provide several different features (email reminders, bill due dates, track subscriptions, shared wallets, etc.) for managing your overall finances. Not only that, personal finance apps can help you pinpoint areas that you’ve been spending, track upcoming bill payments (some allow you to pay your bills directly through the app), and keep up with your credit score and investment portfolio. Personal finance apps can connect with your bank account and help you keep up with your spending. Now that many of us no longer balance a checkbook, tracking and expenses and keeping up with the bank balance can get a little difficult. Managing your money isn’t the easiest thing to do. Read our advertiser disclosure for more info. We may receive compensation if you visit partners we recommend. We recommend the best products through an independent review process, and advertisers do not influence our picks.

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